Fees & Disclosures

Membership Agreements and Disclosures

Fee Schedule
Overdraft Fee $30.00
NSF Fee $30.00
Deposited Item Return Fee $25.00
ACH Overdraft Fee $30.00
Automatic Overdraft Transfer Fee $5.00
Stop Payment Fee $25.00
Paid Draft (in excess of one per month) $5.00
Domestic Wire Transfer Fee (outgoing) $20.00
International Wire Transfer Fee (outgoing) $35.00
Incoming Wire Posting $10.00
Statement Copy Fee $5.00
Account Activity Printout $3.00
Research Charges $0.20/page; $35.00/hour or any portion of any hour, minimum 1 hour
Gift Card $4.00 per card
Debit Card Replacement Fee $15.00
Levies/Garnishments/Legal Execution $50.00
Early Account Closure Fee
(primary share only - within 6 months of opening account)
$25.00
Dormant Account (no activity after 2 years) $10 per year
Address Locator
(after 2 returned statements)
$5.00
Paper Statement Fee
(waived for members under 18 and over 65)
$3.00 per month for checking accounts
$3.00 per quarter for savings only
Mortgage Subordination Fee
(non-SFCU refinances)
$100
Par value of one share $25.00
Basic Value Checking Fees
Cashier's Check/Money Order 2 free per day, then $1 per check
ATM Withdrawal 2 free per month then $2 per withdrawal*
IRA Transfer Out $50
Extra Value Checking Fees
Monthy Fee
(waived if minimum average daily balance of $5,000 combined savings, checking, money market and certificate accounts is met)
$4.95
Cashier's Check/Money Order 3 free per day, then $1 per check
ATM Withdrawal 5 free per month then $2 per withdrawal*
IRA Transfer Out $50
Premium Value Checking Fee
Monthly Fee
(waived if minimum average daily balance of $5,000 combined savings, checking, money market and certificate accounts is met)
$20.00

All fees are subject to change monthly by the Credit Union Board of Directors. *No withdrawal fees at Stamford Federal Credit Union, Allpoint, or MoneyPass network ATMs.