Rates

Rates are effective 1/1/17 and are subject to change.

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New Cars (Model Years 2014-2017)
Term APR as low as*
24                  1.50%
36                  1.75%
48                  2.00%
60                  2.00%
72                   2.50%
Used Cars (Model Years 2010-2013)
Term APR as low as*
24                  2.00%
36                  2.25%
48                  2.50%
60                  2.50%
*Annual percentage rate = APR. APR may vary based on creditworthiness, collateral conditions and qualifications. All loans subject to approval and rates, terms, restrictions, and conditions are subject to change. Payment examples: For a $20,000 loan with a 60-month term at 2.00% APR, the monthly payment would be approximately $350.56. For a $15,000 loan with a 36-month term at 2.25% APR, the monthly payment would be approximately $431.28.
 
Loan Type APR**
Signature/Unsecured (1 - 60 month terms)
Additional 0.25% APR discount w/Payroll Deduction*
APR as low as* 10.00%
Signature Loan (12 month term) 6.99%
Credit Builder Loan (12 month term) 10.99%
Personal Line of Credit 15.00%
Share Draft Overdraft Protection Line of Credit (LOC) 15.00%
**APR = Annual Percentage Rate. For a Signature/Unsecured Loan, you can receive a 0.25% APR discount if the loan is paid through payroll deduction or by automatic payment. The fixed minimum payment for a $500 Share Draft Overdraft Protection LOC is $25, the fixed minimum payment for a $1,000 Share Draft Overdraft Protection LOC is $50, and the fixed minimum payment for a $2,500 Share Draft Overdraft Protection LOC is $150. Payment examples: For a $20,000 signature loan with a 60-month term at 10.00% APR, the monthly payment would be approximately $424.96. For a $2,500 signature loan with a 12-month term at 6.99% APR, the monthly payment would be approximately $216.30.
VISA Credit Cards
Card Type Rate APR*
VISA Platinum Purchases 9.90% 9.90%
VISA Platinum Cash Advance 9.90% 9.90%
VISA Platinum Advantage with Rewards Purchases 11.90% 11.90%
VISA Platinum Advantage with Rewards Cash Advance 11.90% 11.90%
View VISA Disclosures