Home improvement Loans

Home Equity Loan

A Stamford Federal home equity loan is best for those who are interested in a fixed rate loan for home improvements, debt consolidation or other personal expenses

  • Competitive rates
  • Terms up to 15 years
  • Amounts up to $300,000
  • No fees or closing costs
  • Possible tax deductions (Consult Your Tax Adviser)

Home Equity Line of Credit (HELOC)

A Stamford Federal Credit Union HELOC is a revolving line of credit that allows you to borrow against your home’s accumulated equity. Only use what you need, when you need it. Enjoy the flexibility of choosing how much and when you will borrow.

  • Prime rate plus 0.00% for Combined Loan to Value (CLTV) up 80.00%
  • Prime rate plus 0.75% for Combined Loan to Value (CLTV) 80.01% - 85.00%
  • Borrow up to $300,000 and/or 85% of your appraised home value
  • No fees or closing costs 
  • Possible tax deductions (Consult Your Tax Adviser)
  • 9.5 Years to borrow, and additional 15 years to pay

Important Terms of The Home Equity Line of Credit

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*APR=Annual Percentage Rate