Home improvement Loans

When you improve your home, you improve your life!

As the weather starts to warm up and spring arrives, it's time to tackle those home improvement projects you've been thinking of. If you need a new roof or want to update your kitchen, we can help!

The good news is the money you need to make the improvements is already in your home as equity.

With a Home Equity Loan or Home Equity Line of Credit, you can fund your own fixer upper!

See the options and rates available to you below, click here to apply or just give us a call at 203-977-4701 to get started!

Home Equity Loan

A SFCU home equity loan is best for those who are interested in a fixed rate loan for home improvements, debt consolidation or other personal expenses

  • Competitive rates
  • Terms up to 15 years
  • Amounts up to $300,000
  • No fees or closing costs
  • Possible tax deductions (Consult Your Tax Adviser)

Home Equity Line of Credit (HELOC)

A Stamford Federal Credit Union HELOC is a revolving line of credit that allows you to borrow against your home’s accumulated equity. Only use what you need, when you need it. Enjoy the flexibility of choosing how much and when you will borrow.

  • Prime rate plus 0.75% Annual Percentage Rate (APR)*
  • Borrow up to $300,000 and/or 85% of the your appraised home value
  • No fees or closing costs
  • Possible tax deductions (Consult Your Tax Adviser)
  • 9.5 years to borrow, and an additional 15 years to pay

Important Terms of The Home Equity Line of Credit

View Rates

*APR=Annual Percentage Rate