Personal Loans

Signature/Unsecured Loans

Take out an unsecured loan for any reason - vacation, furniture, major purchases or debt consolidation.

Computer Loans

Borrow up to 100% of the purchase price of a new computer, including tax, shipping and handling. The maximum loan is $3,500 with terms up to 24 months.

Overdraft Line of Credit

Save yourself from the embarrassment, inconvenience and cost of overdrafts. SFCU's Overdraft Line of Credit is an unsecured, open-end line of credit. Credit limits up to $2,500 are available.

Personal Line of Credit

Our Personal Line of Credit is a great way to have available cash when you need it. You’ll have the flexibility of maintaining an open line of credit that can be used repeatedly as your balance is paid down. Credit limits up to $2,500 are available.

Credit Builder Loan

The Credit Builder Loan can help you accomplish two goals - reporting a positive payment history to the credit bureaus and building your savings.

  • Borrow up to $2,500
  • Terms up to 12 months
  • Funds are secured in a special Stamford Federal Credit Union share savings account
  • On-time payments are reported to the credit bureaus, which can help you build or re-build your credit

As you pay the loan, you will have access to the funds in your special share savings account. If you do not make a monthly payment, the loan will close. The funds on hold in your special share savings account will be released in order to pay off the balance of the loan. Anything over that is returned to you.

How Do I Apply?

1. Click here to apply online.
2. Call SFCU's Loan Department at (203) 977-4701 option 4.
3. Come by our office and speak to a Loan Officer.

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