Share Draft Checking

Stamford Federal Credit Union offers three convenient Share Draft Checking accounts. All three accounts come with these valuable benefits:

  • No Annual Fee Debit Card
  • FREE Home Banking, Bill Pay, E-statements and Mobile Banking
  • Access to more than 55,000 Surcharge-Free ATMs Nationwide
  • No ATM Transaction Fees at Stamford Federal Credit Union, Allpoint or MoneyPass ATM network machines
  • View our IDProtect® Guide here!


Extra Value Checking

BEST VALUE – this account comes with the most value! It comes with free Credit Monitoring, Identity Theft Protection and Cell Phone Protection.

Premium Value Checking

All the benefits of the Extra Value Checking account plus you earn interest. You can also use any ATM anywhere! SFCU will reimburse all of your surcharge fees at the end of the month.

Basic Value Checking

This checking account is a simple checking account with no minimum balance or monthly service charges.

Compare the benefits of each checking account:

Benefits Extra Value Checking Premium Value Checking Basic Value Checking
Free Home Banking, E-statements & Bill Pay Yes Yes Yes
Free Mobile Banking with Remote Check Deposit Yes Yes Yes
No Annual Fee Debit Card Yes Yes Yes
No Transaction or Surcharge Fees at Over 55,000 ATMs Nationwide Yes Yes Yes
Reimbursement of All Monthly ATM Surcharges1   Yes  
Identity Theft Protection2 Yes Yes  
Credit Monitoring2 Yes Yes  
Cell Phone Protection2
(Cell phone bill must be paid out of the checking account or with your SFCU Debit Card)
Yes Yes  
Earn Interest   Yes  
Discount on Personal and Vehicle Loans3   Yes  
Monthly Maintenance Service Charge $4.95 $20.00 $0
How To Avoid the Monthly Maintenance Service Charge Charge does not apply if member maintains $5,000 average monthly balance in checking, savings, certificates or money market accounts Charge does not apply if member maintains $5,000 average monthly balance in checking, savings, certificates or money market accounts, has direct deposit/payroll deduction and is in enrolled in e-statements n/a
Please refer to our Truth in Savings and Fee Schedule for all related charges.
1All foreign ATM transactions will be reimbursed at the end of every month.
2 Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit or guaranteed by the credit union or any credit union affiliate. To receive Cellular Phone Protection, your cell phone must be paid out of your checking account or with your SFCU Debit Card.
30.25% Annual Percentage Rate on personal and vehicle loans. Cannot be used with a promotion rates or payroll deduction discount.