Share Draft Checking

Stamford Federal Credit Union offers three convenient Share Draft Checking accounts so you can choose the one that best fits your lifestyle. All three accounts come with these valuable benefits:

  • No Annual Fee Debit Card
  • FREE Home Banking, Bill Pay, E-statements and Mobile Banking
  • Access to more than 55,000 Surcharge-Free ATMs Nationwide
  • No ATM Transaction Fees at Stamford Federal Credit Union, Allpoint or MoneyPass ATM network machines
  • ID Protect®

Extra Value Checking

Your BEST VALUE choice! This account offers the most value. Enjoy free Credit Monitoring, Identity Theft Protection and Cell Phone Protection.

Premium Value Checking

All the benefits of the Extra Value Checking account plus you earn interest. Don't waste time or money trying to find an in-network ATM. With Premium Value Checking, you can use any ATM anywhere! Stamford Federal will reimburse all of your surcharge fees at the end of the month.

Basic Value Checking

Looking for a simple account with no minimums and no fees? Basic Value Checking is the right choice for you! Open this checking account and enjoy the freedom of no minimum balance and no monthly service charges.

Which option is right for you? Compare the benefits of each checking account:

Benefits Extra Value Checking Premium Value Checking Basic Value Checking
Free Home Banking, E-statements & Bill Pay Yes Yes Yes
Free Mobile Banking with Remote Check Deposit Yes Yes Yes
No Annual Fee Debit Card Yes Yes Yes
No Transaction or Surcharge Fees at Over 55,000 ATMs Nationwide Yes Yes Yes
Reimbursement of All Monthly ATM Surcharges1   Yes  
Identity Theft Protection2 Yes Yes  
Credit Monitoring2 Yes Yes  
Cell Phone Protection2
(Cell phone bill must be paid out of checking account or with your Stamford Federal Debit Card)
Yes Yes  
Earn Interest   Yes  
Discount on Personal and Vehicle Loans3   Yes  
Monthly Maintenance Service Charge $4.95 $20.00 $0
How To Avoid the Monthly Maintenance Service Charge Charge does not apply if member maintains $5,000 average monthly balance in checking, savings, certificates or money market accounts Charge does not apply if member maintains $5,000 average monthly balance in checking, savings, certificates or money market accounts, has direct deposit/payroll deduction and is in enrolled in e-statements n/a
Please refer to our Truth in Savings and Fee Schedule for all related charges.
1All foreign ATM transactions will be reimbursed at the end of every month.
2 Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit or guaranteed by the credit union or any credit union affiliate. To receive Cellular Phone Protection, your cell phone must be paid out of your checking account or with your Stamford Federal Debit Card.
30.25% Annual Percentage Rate on personal and vehicle loans. Cannot be used with a promotion rates or payroll deduction discount.